你将学到什么
Report to understand how to undertake financial planning, including drawing up a budget and a household balance sheet.
Compare and understand loans and mortgages and other debt products and their cost.
Explain the core categories of personal investments, their characteristics and the returns they provide to investors.
Describe pension products and how to undertake pension planning.
Summarise insurance products and how they are priced.
课程概况
With real incomes falling and personal debt at a record high, it’s vital to improve your personal finance skills.
This online course starts by giving you practical guidance on compiling a budget and using it to make good decisions about your spending.
You’ll explore debts and investments, and how mortgages are used to finance home ownership. The critical issue of pension planning is explained, with guidance on different products.
The course concludes by examining different types of insurance. It offers practical advice on how to make rational decisions about which insurance products to buy.
课程大纲
Week 1: Financial planning and the life-course
Week 2: Income, taxation and benefits
Week 3: Expenditure and budgeting
Week 4: Debt and borrowing
Week 5: Savings and investments
Week 6: Housing and the household balance sheet
Week 7: Pensions
Week 8: Insurance
面向人群
This course is intended for those with an interest in developing their personal financial skills to make good decisions when managing their finances and buying financial products. The course does not require any previous experience of studying this subject.
